Xactus Report Flood Zone Determinations Integration with Encompass LOSES by CHILL. Broomall, Pa. – March 15, 2024 – Xactus, an leading verification innovator for the mortgaged industry, today announced a new flood zone determination integration using Encompass Colleague Connect, the current API framework from Intercontinental …Monitor applicants’ credit throughout the mortgage process. With Xactus Undisclosed Debt Verifications, you’ll get real-time monitoring of the applicants’ credit activity, from the initial credit file pull through loan closing. Activate our undisclosed debt verifications to avoid surprises during the lending process.Call 1-877-322-8228. You will go through a verification process over the phone. Your credit report will be mailed to you within 15 days. Blind and Visually Impaired Consumers can ask for your free annual credit reports in Braille, Large Print or Audio Formats. Call toll free at 877-322-8228. Provide personal information to validate your identity.To quickly resolve a disputed tradeline you may complete a Rapid Rescore. A Rapid Rescore updates the requested tradeline at the bureau level. Consumers should notify the creditor that they are no longer disputing the tradeline before submission of the rapid rescore. This will ensure the creditor does not rereport the disputed status.If you’ve noticed some unusual activity on your credit report, then you might need to initiate a credit freeze for identity protection. It will prevent fraudsters from causing furt...UniversalCIS | Credit Plus Rebrands as Xactus. We are excited to introduce Xactus (pronounced “Zact-us”), the leading verifications provider dedicated to advancing delivery of the Modern Mortgage.Ben Derouchie. Credit Report Executive. 1y. UniversalCIS, a market-leading technology-enabled provider of credit data and related origination solutions in the mortgage industry, and Credit Plus, a ...PreQual Credit Report; Background Checks; Motor Vehicle Records; First and Last Name * Your Company Name * Phone Number * Email Address ... UniversalCIS is now Xactus. We have come together to create the leading verification innovator for the mortgage industry. X Universal Credit is now Xactus. We have come together to create the leading ...Free weekly online credit reports are available from Equifax, Experian and TransUnion. Credit reports play an important role in your financial life and we encourage you to regularly check your credit history. Request your free credit reports. Spot identity theft early. Review your credit reports.For more than 85 years, Credit Plus has been delivering the information and services mortgage professionals need to make smart lending decisions and help their clients. Our expertise enables us to deliver an extensive range of third-party verifications for every stage of the mortgage process – from pre-application to post closing.If you are a consumer looking to dispute an item reporting on your credit report, click HERE. If you are not a current customer and are interested in becoming one, please complete the form below and then click on the SUBMIT button. We will get back to you shortly. Or if you prefer to speak with someone, please call us at (888) 212-4200.How much a hard inquiry impacts your credit depends on a variety of factors, including what your credit score was to begin with. Experian notes that on average, a hard inquiry can bring your score down 5-10 points. If you have excellent credit and no other issues, the drop might be even less.PHILADELPHIA, March 1, 2022 /PRNewswire/ -- UniversalCIS | Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning ...UniversalCIS was created through the merger of Universal Credit Services, CIS Credit Solutions, Avantus, DataFacts, and SharperLending. For more information, please visit: UniversalCIS. About ... Validate information & identify applicant risk. Fraud ReportX, Xactus’ award-winning proprietary fraud risk detection platform, helps identify risk, fraud, and errors so you can feel comfortable with your lending decisions. Our one-stop validation process makes it easy for you to: Quickly validate data. Perform thorough risk assessments. When people go shopping for a new credit card, they want to make a decision based on what their particular needs are. While running up credit card debt you can’t immediately pay of...When UniversalCIS and Credit Plus merged last October to create the nation's largest trimerge credit report provider, executives at the combined company stated a new brand would be coming in early 2022. Brad Finkelstein. Originations Editor, National Mortgage News. For reprint and licensing requests for this article, click here. Your annual credit report is now available weekly. And it’s still free. The three national credit reporting agencies—TransUnion, Experian and Equifax—are required by federal law to provide you with a free annual credit report. In fact, AnnualCreditReport.com was created by the credit reporting agencies as a one-stop-shop to provide you ... A letter of explanation for derogatory items on a credit report should explain the circumstances that caused any late payments and why future late payments will not occur, accordin...Merger Creates Leading Technology and Credit Provider for the Mortgage Industry ... -October 05, 2021 at 08:11 am EDT - MarketScreenerXactus’ innovative score optimizing technologies enable you to: Generate a detailed analysis of consumers’ credit scores quickly and easily. Simulate changes to credit files and predict the credit scores that may result when those changes are implemented. Automatically generate a consumer-friendly optimization plan to share with applicants.Report. Back Submit. Exciting News!!! Xactus 1,856 followers 1y Edited We are excited to introduce Xactus (pronounced “Zact-us”), the leading verifications provider dedicated to advancing ...Mar 1, 2022 · in Daily Dose, Headlines, News, Technology March 1, 2022 6,010 Views. UniversalCIS | Credit Plus has announced its new name, Xactus, marking a new beginning for the company. The name change ... UniversalCIS, a market-leading, technology-enabled offerer of credit data press related origination remedies in the lien industry, today published inherent acquisition of the Lending Choose real Appraisal Management Divisions of Data Facts, adenine national and international consumer reporting businesses. We would like to show you a description here but the site won’t allow us. Xactus’s (formerly UniversalCIS | Credit Plus) technologies are transforming the mortgage industry through the company’s approach to delivering the verifications and credit data solutions ...What is a credit report and why is it important? Learn how it can help you understand your financial past and shape your financial future. What do a credit report and a pirate have...Oct 28, 2020 · October 28, 2020, 5:31 p.m. EDT 1 Min Read. Credit report provider CIS Credit Solutions has completed its second merger in a little over two months, this time combining with Universal Credit Services. Brad Finkelstein. Originations Editor, National Mortgage News. People often incur new debts after they apply for a mortgage and the lender pulls the origination credit report – but before the loan closes. In fact, 70% of undisclosed new debt is opened more than 14 days before closing. Undisclosed Debt Best Practices. There are two important ways you can prevent and detect undisclosed liabilities:Free weekly online credit reports are available from Equifax, Experian and TransUnion. Credit reports play an important role in your financial life and we encourage you to regularly check your credit history. Request your free credit reports. Spot identity theft early. Review your credit reports.We would like to show you a description here but the site won’t allow us.UniversalCIS is a market leader in mortgage technology, credit reporting, and related products and solutions for mortgage originators. UniversalCIS has over 4,000 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers.John S Kiernan, WalletHub Managing EditorJan 11, 2023 Negative information can stay on your credit report for 7 to 10 years, depending on the type of information. Positive informat...Credit Information Systems. 225 S Main St. Council Bluff, IA 51503. United States. (800) 782-9094. SharperLending Solutions, LLC. 311. Credit Information Systems ML. 225 South Main Street.Oct 31, 2022 ... PreQual Credit Report; Background Checks; Motor Vehicle Records. First ... Read our cookie policy here. X. UniversalCIS-Hi-Res-Logo. UniversalCIS ...Founded Date 1986. Operating Status Active. Company Type For Profit. Contact Email [email protected]. Phone Number +1 800-275-7722. CIS is a nationwide, technology-enabled provider of credit reporting and related services, leading the industry for service and response times. CIS is independently owned, led by an executive team with …If you have a question regarding specific documentation, you can supply it when placing the order and it will be reviewed by a specialist before processing. If you have a question around an existing rescore, please complete the information, below. File Number#. Question/Concern for an existing rescore order: Follow.Universal Credit Services (UCS) Contact Information. Address: Universal Credit Services, Inc. 3588 Avon St. Hartland, MI 48353. Mailing Address: Universal Credit Services, Inc. PO Box 158 Hartland, MI 48353. Phone number: (800) 931-3711 or (810) 632-3450.Credit report provider CIS doubles size with Universal Credit merger. By Brad Finkelstein. October 28, 2020, 5:31 p.m. EDT 1 Min Read. Credit report provider CIS Credit Solutions has completed its second merger in a little over two months, this time combining with Universal Credit Services. Brad Finkelstein.Mar 1, 2022 · in Daily Dose, Headlines, News, Technology March 1, 2022 6,010 Views. UniversalCIS | Credit Plus has announced its new name, Xactus, marking a new beginning for the company. The name change ... The PEER Report from TransUnion gives you a completely unbiased account of a potential candidate’s financial background information. It helps you assess the candidate’s financial responsibility by showing a complete credit history. PEER traces the person’s credit history. PEER can then help you identify those applicants who are ...Xactus’ National Tenant Screening Program validates rental and lease applicants by providing background searches and verification reports for consistent, auditable tracking that protects your company. It includes a national criminal search, national eviction search, SSN search, and single bureau credit report with FICO or Vantage score.Mar 17, 2021 | Press Release, Archive 2021. Investment from Lovell Minnick to Provide Significant Capital for Strategic Growth and Continued Acquisition Strategy PHILADELPHIA, LOS ANGELES, NEW YORK – MARCH 17, 2021 — UniversalCIS (the “Company”), a market-leading, technology-enabled provider of credit data and... « Older Entries.Building and maintaining a solid credit score involves more than checking your credit reports on a regular basis. You also want to have the right mix of credit accounts, including ...05-11-2017 06:05 PM. Unauthorized hard pull from "Universal Credit Servi"? I have this alert on my credit report and it says I have a hard inquiry. from "Universal Credit Services: It pulled from all three credit agencies as well. I was NOT looking for a loan or for a new credit card (haven't even inquired in the last year).John S Kiernan, WalletHub Managing EditorJan 11, 2023 Negative information can stay on your credit report for 7 to 10 years, depending on the type of information. Positive informat...UniversalCIS | Credit Plus 298 followers 1y Edited Report this post Report Report. Back Submit. Congratulations Judith Ryan for being named one of Mortgage Professional America's 2021 Elite Women ...Free weekly online credit reports are available from Equifax, Experian and TransUnion. Credit reports play an important role in your financial life and we encourage you to regularly check your credit history. Request your free credit reports. Spot identity theft early. Review your credit reports.Report this profile ... Credit processor UniversalCIS Mar 2021 - Present 2 years 5 months. Education Penn State University ... Credit processor at UniversalCISXactus’s (formerly UniversalCIS | Credit Plus) ... FraudPlus features three reports — the Borrower Detail Report, the Property Detail Report, and the Mortgage Participant Detail Report ...Pre-AppX: Add Utility to Soft Credit Inquiries. Feb 15, 2024 | Videos. Delay prospect triggers until later in the mortgage process with Xactus’ pre-approval soft credit inquiry reports. Watch this video and learn more about how we are meeting the dynamic needs of the industry.UniversalCIS, a market-leading, a technology-enabled provider of credit data and related origination solutions in the mortgage industry, and Credit Plus, a leading provider of mortgage ...The acronym CBNA on a credit report can stand for one of two things: Credit Bureau of North America, LLC or Citibank North America. Credit Bureau of North America is a collection a...UniversalCIS's past five mergers and acquisitions made them a top five company in the industry and the next step was to merge with another leader in the industry in Credit Plus, Steiner said ...Do whatever you want with a hereby authorize UniversalCIS, credit report merchant for ...: fill, sign, print and send online instantly. Securely download your document with other editable templates, any time, with PDFfiller. No paper. No software installation. On any device & OS. Complete a blank sample electronically to save yourself time andWe would like to show you a description here but the site won’t allow us.Feb 28, 2022 | Archive 2022. Xactus is committed to building the modern mortgage experience. UniversalCIS | Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company.Report Features. Broad Coverage: Obtain the same nationwide coverage that historically has been included in credit reports. Actionable Details: Specify the type of judgment and lien content that you need, and select a variety of attributes and individual judgment and lien details. Numerous Attributes: Choose from the count of liens on file, the ...The Company rebranded to UniversalCIS in January 2021 following the 2020 combination of Universal Credit Services, CIS Credit Solutions and Avantus, three longstanding credit technology and ...PreQual Credit Report; Background Checks; Motor Vehicle Records; First and Last Name * Your Company Name * Phone Number * Email Address ... UniversalCIS is now Xactus. We have come together to create the leading verification innovator for the mortgage industry. X Universal Credit is now Xactus. We have come together to create the leading ...The credit report format remains the same (you will notice that “Xactus” has been added to the report along with the legacy brand name) ... UniversalCIS is now Xactus. We have come together to create the leading verification innovator for …UniversalCIS has over 4,000 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. UniversalCIS prides itself on the best technology ...UniversalCIS and Credit Plus are combining to create the mortgage industry's largest provider of trimerge credit reports. Terms of the transaction, which is described as a merger of equals, were not disclosed.Universal Credit is a payment to help with your living costs. It’s paid monthly - or twice a month for some people in Scotland. You may be able to get it if you’re on a low income, out of work ...If you didn’t authorize the hard inquiry, you can call the creditor to check on why your credit was run. The creditor’s name should be listed under the hard inquiry section of a credit report. You may have to do some searching online to get their contact information, or you could call the credit bureau to get more detailed information from it.Advance the Modern Mortgage. Today, consumers demand the mortgage process be a fast, easy, and seamless digital experience. To make this a reality, we brought together seven of the nation’s leading mortgage verification companies to form a new company; one with a 75-year track record, over 6,500 clients, 360° U.S. Coverage, and 500+ employees—all focused on Advancing the Modern Mortgage.Free Credit Reports. You may already know that there are multiple ways you can get a free credit report. You can get free Equifax credit reports at annualcreditreport.com. 1 You can also receive free Equifax credit reports with a myEquifax account. Just look for "Equifax Credit Report" on your myEquifax dashboard.Credit report provider Universal CIS moved into the appraisal technology side of mortgage origination with its acquisition of SharperLending. ... XpertOnline, and the EPN loan origination and settlement service technology. The deal was the third acquisition by UniversalCIS since August 2020; as CIS Credit Solutions it merged with credit …UniversalCIS has over 4,000 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. UniversalCIS prides itself on the best technology ...Report this post Today we are excited to announce that UniversalCIS | Credit Plus has officially become Xactus (pronounced “Zact-us”). By bringing together seven market-leading mortgage ...If you’ve noticed some unusual activity on your credit report, then you might need to initiate a credit freeze for identity protection. It will prevent fraudsters from causing furt...UniversalCIS, a Delaware County-based provider of online credit data and related origination services to the mortgage industry, is merging with Maryland-based Credit Plus.The Company rebranded to UniversalCIS in January 2021 following the 2020 combination of Universal Credit Services, CIS Credit Solutions and Avantus, three longstanding credit technology and ...Xactus provides real-time monitoring of the consumer’s credit activity from the time you first pull the credit file through loan closing, reducing potential risk and loan buybacks. Put more applicants on the path to homeownership. Start using Xactus’ credit reporting solutions today! Note: Xactus credit analysis experts work exclusively ...Building and maintaining a solid credit score involves more than checking your credit reports on a regular basis. You also want to have the right mix of credit accounts, including ...Ben Derouchie. Credit Report Executive. 1y. UniversalCIS, a market-leading technology-enabled provider of credit data and related origination solutions in the mortgage industry, and Credit Plus, a ...Updated: March 26, 2023. Universal Credit Services is a debt collection company. You may not have to pay your debt (paying it may hurt your score) Call now to find out if you can remove Universal Credit Services from your report - without paying your debt (potentially) Call (844) 656-0790. Trustpilot.If you are a consumer looking to dispute an item reporting on your credit report, click HERE. If you are not a current customer and are interested in becoming one, please complete the form below and then click on the SUBMIT button. We will get back to you shortly. Or if you prefer to speak with someone, please call us at (888) 212-4200.Credit Reporting Agencies ; TransUnion 1-877-322-8228 www.transunion.com ; Equifax 1-800-685-1111 www.equifax.com ; Experian 1-888-397-3742 www.experian.com ...We are proud to be the first third-party service provider with the credit integration,” said Shelley Leonard, President of Xactus. Meet with Xactus at ICE Experience 24. Xactus is a proud Platinum Sponsor of the ICE Mortgage Technology Experience this year taking place March 18-20 in Las Vegas. Schedule a time to meet with us at the ...Report this post Following Merger, Universal Credit Services, CIS Credit Solutions, and Avantus Rebrand as UniversalCIS. UniversalCIS unveils new name and logo with rebranding initiative.Universal Credit is a payment to help with your living costs. It’s paid monthly - or twice a month for some people in Scotland. You may be able to get it if you’re on a low income, out of work ...Competitive landscape of UniversalCISUniversalCIS has a total of 428 competitors and it ranks 189 th among them. 66 of its competitors are funded while 34 have exited. Overall, UniversalCIS and its competitors have raised over $1.96B in funding across 164 funding rounds involving 416 investors.Jan 5, 2019 · Credit Plus offers a full range of credit reports as well as robust analytical tools designed to help our clients achieve their goals. {"error":true,"iframe":true} Read the latest article in the Credit Plus Knowledge Hub: Credit Reports. Business Details. Location of This Business. 600 Saw Mill Rd, West Haven, CT 06516-4044. BBB File Opened: 1/1/1968. Years in Business: 97. Business Started: 1/1/1927. March 26, 2023. Universal Credit Services is a debt collection company. You may not have to pay your debt (paying it may hurt your score) Call now to find out if you can remove Universal Credit Services from your report - without paying your debt (potentially) Call (844) 656-0790. Trustpilot. Use your online account to report how many miles you travelled for business that month. We will use a flat rate to calculate your costs: For a car, van or other motor vehicle the flat rate is: 45 ...Xactus’ innovative score optimizing technologies enable you to: Generate a detailed analysis of consumers’ credit scores quickly and easily. Simulate changes to credit files and predict the credit scores that may result when those changes are implemented. Automatically generate a consumer-friendly optimization plan to share with applicants.March 1, 2022 PROGRESS In Lending. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, launched its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to ...
Or if you prefer to speak with someone, please call us at (888) 212-4200. Are you a current customer looking for assistance? Please go to our help and support page to obtain the correct contact information depending on your request. " * " indicates required fields. Xactus is dedicated to offering unmatched customer service. . What happened to maddie
Jul 8, 2021 · Acquisition Will Expand UniversalCIS’ Origination Solutions PHILADELPHIA, PA – July 8, 2021 — UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, today announced its acquisition of the Lending Solutions and Appraisal Management Divisions of Data Facts, a national and international consumer reporting company. To get a free annual credit report, visit AnnualCreditReport.com, the centralized website for obtaining consumer credit reports from the three nationwide credit reporting agencies,...Xactus’s (formerly UniversalCIS | Credit Plus) ... FraudPlus features three reports — the Borrower Detail Report, the Property Detail Report, and the Mortgage Participant Detail Report ...Combination Creates Leading Technology and Credit Provider for to Mortgage IndustryPHILADELPHI – October 5, 2021 — UniversalCIS, a market-leading, technology-enabled provider of recognition data and connected product solutions in the mortgage industry, furthermore Borrow Plus, a leading provider of mortgage verifications …UniversalCIS & Credit Plus Announce Merger. in Daily Dose, Featured, Headlines, News October 5, 2021 1,902 Views. Credit Plus, a provider of mortgage verifications and business credit reports, has ...Combination Creates Leading Technology and Credit Provider for to Mortgage IndustryPHILADELPHI – October 5, 2021 — UniversalCIS, a market-leading, technology-enabled provider of recognition data and connected product solutions in the mortgage industry, furthermore Borrow Plus, a leading provider of mortgage verifications …Xactus provides real-time monitoring of the consumer’s credit activity from the time you first pull the credit file through loan closing, reducing potential risk and loan buybacks. Put more applicants on the path to homeownership. Start using Xactus’ credit reporting solutions today! Note: Xactus credit analysis experts work exclusively ...CIS Credit SolutionsThe way you handle money and manage outstanding debt provides clues to lenders about your spending habits and ability to pay what you owe them. This is why when you apply for a loa...UniversalCIS, Credit Plus create largest trimerge report provider. Oct 5, 2021. 3 Min Read UniversalCIS and Credit Plus are combining to create the mortgage industry's largest provider of trimerge credit reports. Terms of the transaction, which is described as a merger of equals, were not disclosed.Report Features. Broad Coverage: Obtain the same nationwide coverage that historically has been included in credit reports. Actionable Details: Specify the type of judgment and lien content that you need, and select a variety of attributes and individual judgment and lien details. Numerous Attributes: Choose from the count of liens on file, the ...Dec 13, 2021 · For more information, please visit Credit Plus. Media Contact Allison Devaney 646-818-9040 [email protected]. Company Contact Perry Steiner Chairman and CEO [email protected]. Shelley Leonard serves as President of UniversalCIS | Credit Plus, and a member of the Board of Directors. Oct 28, 2020 · October 28, 2020, 5:31 p.m. EDT 1 Min Read. Credit report provider CIS Credit Solutions has completed its second merger in a little over two months, this time combining with Universal Credit Services. Brad Finkelstein. Originations Editor, National Mortgage News. On Credit Karma, you can check your free credit reports from Equifax and TransUnion. And as with your credit scores, you can check your free credit reports as often as you like. Free credit monitoring. Credit Karma’s free credit-monitoring service can alert you to important changes on your Equifax and TransUnion credit reports.When UniversalCIS and Credit Plus merged last October to create the nation's largest trimerge credit report provider, executives at the combined company stated a new brand would be coming in early 2022. Brad Finkelstein. Originations Editor, National Mortgage News. For reprint and licensing requests for this article, click here.PHILADELPHIA, March 1, 2022 /PRNewswire/ -- UniversalCIS | Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning ...Feb 28, 2022 | Archive 2022. Xactus is committed to building the modern mortgage experience. UniversalCIS | Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company.646-818-9040. [email protected]. Company. Perry Steiner. Chairman and CEO. [email protected]. UniversalCIS, a market-leading, technology-enabled provider of credit data and related ....